Columbus Ohio Insurance AttorneysIf you are in a dispute with an insurance company, then you may need a lawyer who knows the law of insurance contracts in Ohio and how to deal with insurance companies. Ohio has a specialized and distinctive set of laws that apply to insurance policies and how they are interpreted - this law can vary from appellate district to appellate district. The attorneys at Harris & Engler focus on insurance disputes only in Central Ohio, including Columbus, Delaware County, Licking County, Fairfield County, and Union County.
An insurance policy is a contract between the insured (the person paying for the insurance policy) and the insurer (the company). However, because the insurance policy is written by the insurance company, the Courts in Ohio will find that wherever there is confusion as to what a specific provision in the insurance policy means, then that provision must be interpreted in a way that favors the individual rather than the company.
Insurance Companies Sometimes Are Looking Out For Their Bottom Line Instead of Their CustomersMany insurance companies are large publicly traded companies that are listed on the stock exchange. When an insurance company is publicly traded, the insurance company has a legal obligation to maximize profit for its shareholders. This obligation sometimes pits insurance companies against their customers who have filed an insurance claim. The insurance company is incentivized to pay as little on the claim as the customer will accept, which sometimes does not end up being the full and fair value of the claim. The publicly traded insurance company's obligation to maximize profit often comes at a cost to the customers. Other insurance companies, even if they are not publicly traded, still have a financial incentive to pay as little as possible to the insurance claimants.
Ohio Insurance Dispute AttorneysThe attorneys at Harris & Engler help people fight back against insurance companies. When you've been regularly paying your insurance premiums you would expect that the insurance company would cover your back when you need them. Unfortunately and all too often people will get left out in the cold by their insurance companies or even dropped from insurance coverage altogether. The law firm of Harris & Engler regularly helps clients with their insurance claims in Central Ohio, including Columbus, Delaware, Union County, Licking County, and Fairfield County. If you haven't been treated fairly by your insurance company, then call an insurance attorney at Harris & Engler today by calling (614) 610-9988. The insurance lawyers at Harris & Engler are ready to talk to you today about how to move forward with your insurance claim dispute.